Services
An intermediary's job: lighten the load on both sides.
For the mill, sales and cash flow; for the buyer, the right product, a written specification and delivery on time. Every step in between — offer, contract, payment structure, shipment, collection and claims — is ours.
For mills
We take on the selling and the cash flow.
Financing is provided against goods, through the payment terms of a sale and purchase contract. Four basic structures; which one fits is decided together, from the mill's production schedule and cash flow.
Advance-payment orders
On a contracted order, part or all of the value is paid before production; the balance at shipment or against documents. The mill buys fibre and energy with cash in hand and has sold the run before the machine starts. Payment calendar, shipment month and tolerances sit in one contract.
- Payment calendar in the contract
- Bank guarantee where required
- Turkish bank account
Payment at shipment, credit risk on us
The mill sells to Karayel Kağıt and is paid at shipment or against documents. We carry the credit-term sale to the buyer and the collection risk; the mill's balance sheet shows cash instead of a receivable. The cost of the term is stated openly in the offer.
- Payment against documents
- Buyer risk on us
- Credit insurance
Raw material against finished paper
We supply the recovered paper, pulp or other raw material the mill needs; the value is offset against deliveries of finished paper at the contract price. Two-way contract, monthly account reconciliation.
- Recovered paper · Pulp
- Offset contract
- Monthly reconciliation
Long-term offtake
Six-to-twelve-month purchase contracts with a monthly tonnage commitment and a price formula (index plus differential). The mill plans its capacity, and a signed offtake commitment supports the financing it arranges with its own bank.
- Monthly quota
- Price formula
- Offtake commitment
How we finance — and what we are not
Karayel Kağıt is not a bank, factoring house or finance company; it does not lend or take deposits. Financing is provided against goods, through the payment terms of sale and purchase contracts. Structure, amount, tenor and security are assessed for each mill and set out in a written contract. Before the first contract both parties exchange trade-registry, tax and signatory documents; all payments go through Turkish bank accounts, against invoice.
For buyers
The right product, a written specification, one counterpart.
In every grade of paper and board, at home and abroad. Contracts, pro-formas and shipping documents are issued in English on request.
Domestic supply
Turkish-made paper and board for corrugators, carton converters, printers and tissue converters in Türkiye. Spot trucks or a contracted monthly quota. Priced in foreign currency, invoiced in TRY; delivered EXW mill or DAP plant.
- Spot or monthly quota
- DAP plant
- TRY invoice
Export
Sale of Turkish-made paper and board to converters and distributors in Europe, the UK, the Middle East and North Africa. FOB Turkish ports; CFR / CIF port of arrival; DAP Europe by truck.
- FOB / CFR / DAP
- A.TR · EUR.1
- Container and truck
Import
Recovered paper, pulp and grades not produced in Türkiye, for Turkish mills. Supplier verification, samples and trial shipments. For waste imports the paperwork is issued under the receiving mill's Waste Importer Registration and Environmental Permit and Licence; pre-shipment inspection on request.
- DAP mill
- CIF port of arrival
- Annex VII
- Trial shipment
Contract and payment
The pro-forma and sales contract set out the specification table, tolerances, shipment month and claims procedure in writing. Payment: letter of credit (at sight or deferred), documents against payment, or T/T against documents; in Türkiye post-dated cheque, direct debit (DBS) or credit-insured terms. The invoice is issued by the contracting entity named in the offer; payment goes only to its bank account in Türkiye as stated on the invoice.
- L/C · D/P
- Cheque · DBS
- Insured terms
Logistics and documents
Container booking, truck organisation and port selection. Bill of lading or CMR, commercial invoice, packing list, reel or bale list, movement certificate (A.TR for the EU, EUR.1 for FTA countries) or certificate of origin, CoA and, for recovered paper, Annex VII — checked before issue and sent with the shipment.
- Document check
- Port selection
- Tracking
Quality and claims
A mill certificate of analysis (CoA) with every shipment; loading photographs and a bale list for recovered paper; third-party inspection on request. Off-specification deliveries are notified within 14 days and followed up from one desk, with evidence and the mill's response; claims are closed by written agreement.
- CoA
- Inspection
- 14-day notice
Who we work with
Both ends of the reel: producer and buyer.
Mills and converters in Türkiye; buyers, distributors and raw-material suppliers abroad.
In Türkiye
Paper and board mills; corrugators and box makers; carton converters and printers; tissue converters; recovered-paper collectors and exporters.
Abroad
Packaging groups and independent corrugators; carton and printing groups; paper distributors; recovered-paper suppliers; pulp producers and their agents.
Next step
Send the enquiry, get the offer.
Buyers: grade, tonnage, delivery point and payment terms. Mills: grades, available tonnage and the payment calendar you need. One business day.